Bakhri, S., Hasanah, S. N. and Sukardi, D. (2026) “DISPOSABLE INCOME AND RELIGIOSITY AS DETERMINANTS OF INTEREST IN SAVING IN ISLAMIC BANKS ”, Proceeding International Conference on Islam and Civilization (ICONIC), 1(2), pp. 309–317. Available at: https://e-jurnal.staimuttaqien.ac.id/index.php/iconic/article/view/3613 (Accessed: 30 January 2026).