BAKHRI, Syaeful; HASANAH, Syifa Nurul; SUKARDI, Didi. DISPOSABLE INCOME AND RELIGIOSITY AS DETERMINANTS OF INTEREST IN SAVING IN ISLAMIC BANKS . Proceeding International Conference on Islam and Civilization (ICONIC), [S. l.], v. 1, n. 2, p. 309–317, 2026. Disponível em: https://e-jurnal.staimuttaqien.ac.id/index.php/iconic/article/view/3613. Acesso em: 30 jan. 2026.